The country you want to visit may require travel insurance by law. Many countries required visitors to have medical travel insurance during the height of the COVID-19 pandemic and continue to enforce COVID-related insurance requirements.
For example, Bermuda requires unvaccinated travelers to have travel health insurance as of Aug. 22, 2022. The policy must not exclude coverage for COVID-19 treatment.
Before you book a vacation abroad, research the country's visitor requirements to ensure that you have the coverage you need. If you cannot provide proof that you hold the necessary insurance, the country may not allow you entry.
No one enjoys getting sick or injured while on vacation, but travelers may be less inclined to seek medical attention if they don't have travel health insurance to help cover the costs. You may ignore a new rash, fever, or cough while visiting another country rather than pay out-of-pocket for local healthcare. Unfortunately, even mild symptoms may indicate serious medical problems that require attention as quickly as possible.
Investing in travel health insurance may help travelers seek medical care more readily because they don't have to worry about how they will pay for it.
Some find travel insurance unnecessary, even when traveling internationally, but no one can anticipate the unexpected. Homeowners don't know ahead of time when their homes will be burglarized or threatened by a fire, just as people can't predict personal and world events that may affect their travel plans or threaten them or their belongings.
Although travelers can adopt certain habits to help protect their personal items and their health in another country, natural disasters, thefts, and medical emergencies can strike without warning. Being prepared with a travel insurance plan may make all the difference.
Whether you're going on a cruise, a work trip, or a long vacation, you deserve to enjoy your time abroad instead of worrying about what might happen. In a world where it's impossible to account for the unexpected, travel insurance gives vacationers and other international visitors the peace of mind to enjoy their tips without extra stress.
If you purchase a travel health insurance policy, it may not cover dental or maternity costs or medical costs related to a pre-existing condition. Be sure to read your policy carefully to ensure you have the coverage you need.
